- MYSAFE HOME INSPECTION HOW TO
- MYSAFE HOME INSPECTION VERIFICATION
- MYSAFE HOME INSPECTION PROFESSIONAL
- MYSAFE HOME INSPECTION FREE
This is not related to the details of the house’s structure, but an additional layer of protection that newer homes or old homes with new roofs installed will have. But if you can check off all those boxes, that discount is as good as yours. Your windows should have tempered glass or impact-resistant shutters and your doors should be sealed properly otherwise, your openings aren’t protected. Is every entry point of your home secured? This category focuses on windows and doors, including skylights and garage doors. They will rate it on a scale of 1 to 3, with 3 being the strongest and 1 being the weakest.
MYSAFE HOME INSPECTION PROFESSIONAL
How well is your roof attached to your rafters? Looking at nail thickness, quantity, spacing, and design, as well as the roof sheathing itself, a certified professional will decide how strong your roof is attached. If none is available, you won’t be able to qualify for credit for this category. To identify what is attaching your roof to the walls, the inspector needs attic access. How well is your roof attached to the walls of your house? Will it fly away? We hope not! Your roofing material and how old it is are two important indicators that help insurance companies determine just how resistant it will be when hurricane winds, hail, and rain strike.
When was your home built? That is a key piece of evidence that will help determine if your house complies with Florida’s newest building codes. 7 Major Categories of a Wind Mitigation Inspection Building Codes Now that we know who conducts this inspection, let’s go over exactly what they inspect. Petersburg, or Brooksville, FL, contact us and schedule a time that is convenient for you. If you need a home inspector to perform this inspection for you in Tampa, St. Individuals recognized by the insurance agency as qualified can provide this service, including:Įvery professional that conducts a wind mitigation inspection has passed a CILB wind mitigation training course.
MYSAFE HOME INSPECTION VERIFICATION
When seeking home insurance premium discounts in Florida, homeowners are asked to have a Uniform Mitigation Verification Inspection performed on their property. Who Provides Wind Mitigation Inspections? This form was to be filled out by professionals who met certain requirements. Within 2007, Florida required insurance providers to send their policyholders a “Notice of Premium Discounts For Hurricane Loss Mitigation,” and the Florida Office of Insurance Regulation adopted the “ Uniform Mitigation Verification Inspection Form.
MYSAFE HOME INSPECTION FREE
So in 2002, the Florida Department of Community Affairs posed the idea of mitigation credits, and for three years starting in 2006, the state funded “My Safe Florida Home.” This program offered free wind mitigation inspections and grants to those who passed. They wanted nothing to do with the devastating effects of tropical storms.įlorida needed to do something in order to keep insurance companies in the state and the residence insured. When Hurricane Andrew hit Florida in 1992, insurance companies packed up and left Florida. The History of the Wind Mitigation Inspection The Wind Mitigation Inspection was the result.
MYSAFE HOME INSPECTION HOW TO
When a hurricane hits your home in Florida, wind tears at any weak point and water is forced into every space available.Īfter some trial and error, the state of Florida figured out how to encourage more homes to be built and renovated in a way that protected them best from hurricanes. Wind Mitigation is the process of reinforcing a home to help it resist the damage that can occur from high winds and excessive rainfall accompanied by hurricane weather.
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